FAQs
WHAT IS A PAWN LOAN?

Pawn loans are an easy way to borrow money without a credit check. Loans are based on the value of your item, not your credit rating or employment status.

If an item is pawned for a loan, within a 30 day period the pawner may purchase it back for the amount of the loan plus 15%. If the loan is not paid in full within the 30 day period, the pawner can extend the loan with a payment of 15% or the item can be left as payment in full. The pawned item will be offered for sale by the pawnbroker but the pawnbroker does not report the defaulted loan on the customer’s credit report since the pawnbroker has physical possession of the item.

We loan on a large variety of items including all types of gold and silver. Please check the home page for different ideas on things to bring in for a loan.

WHAT IF I NEED MORE TIME TO MAKE A PAYMENT?

If you can’t make your payment by its due date, you can call and make an arrangement with us for more time. You won’t be charged extra for being late on a payment, but after you make your payment, the 30-day renewal will start from your original due date.

HOW DO I RENEW MY LOAN FOR 30 MORE DAYS?
The loan can be renewed if you are unable to pay back your loan in full on its due date. You can get a renewal by paying the interest that has accrued during the prior 30 days. The principal loan amount remains the same, as does the interest rate.
HOW MUCH CAN I GET FOR EACH TIME?

Pawn loan amounts are based on the value of your item. The items’ current condition, appraised value, and our ability to sell the item in the current market. We use all of the research tools we have at our disposal to determine the value of each item.

ARE MY ITEMS SAFE WHILE IN PAWN?
When you pawn your item, it’s kept in a secure area, out of public view. Your item will be safely stored here until your pawn loan is paid in full.
CAN GUNS BE PAWNED?
Yes, we are a licensed firearms dealer that accepts guns as collateral for pawn loans. You are required to complete a 4473 Back Ground Check before we can release it back to you. The Back Ground Check is $7.50 or if you have a current Utah Concealed Weapons Permit the check is free. All checks must be completed by 7pm nightly or 5pm on Sundays.
CAN SOMEONE ELSE PICK UP MY ITEMS?
Only you can pick up your item with ID unless you have given written permission at the time of the pawn.

Your Source for Fast Cash

Head out to the nearest store and bring along anything of value and we’ll convert it to CASH for you!

Get A Loan Now

Have a question?

No, don’t waste your energy thinking about it, send us a message and get answers to those questions in your mind. No more “What ifs” or “How?”. Type in your questions and expect an answer from us.