WHAT IS A PAWN LOAN?
Pawn loans are an easy way to borrow money without a credit check. Loans are based on the value of your item, not your credit rating or employment status.
If an item is pawned for a loan, within a 30 day period the pawner may purchase it back for the amount of the loan plus 15%. If the loan is not paid in full within the 30 day period, the pawner can extend the loan with a payment of 15% or the item can be left as payment in full. The pawned item will be offered for sale by the pawnbroker but the pawnbroker does not report the defaulted loan on the customer’s credit report since the pawnbroker has physical possession of the item.
We loan on a large variety of items including all types of gold and silver. Please check the home page for different ideas on things to bring in for a loan.
HOW MUCH CAN I GET FOR MY ITEM?
Loan and purchase amounts depend on the item’s current market value, condition, and demand. Our experts evaluate every item on the spot and give you a fair, transparent offer — no guesswork, no lowballing.
DO PAWN SHOPS CHECK CREDIT?
No — pawn loans are collateral-based, which means your credit score is completely irrelevant. We hold your item as security for the loan. Good credit, bad credit, or no credit at all, you’re welcome here.
HOW LONG DO I HAVE TO REPAY A PAWN LOAN?
Utah pawn loan terms are set by state law and are typically 30 days, with options to extend. We’ll walk you through your options when you come in, and we send text reminders so you never miss a due date.
WHAT ITEMS DO YOU ACCEPT?
We accept a wide range of valuables including gold and jewelry, luxury watches, designer handbags, diamonds, electronics, power tools, coins, and more. If you’re unsure, give us a call or get a free quote online.
CAN I GET A QUOTE BEFORE COMING IN?
Yes — use our online quote form to describe your item and upload a photo. We’ll respond with an estimate, usually the same day during business hours. No pressure, no commitment required.
DO YOU BUY BROKEN OR DAMAGED ITEMS?
Yes! Broken gold, damaged jewelry, and scrap metal all still have value. Don’t throw it away — bring it in and let us evaluate it.
Your Source for Fast Cash
Head out to the nearest store and bring along anything of value and we’ll convert it to CASH for you!
Have a question?
No, don’t waste your energy thinking about it, send us a message and get answers to those questions in your mind. No more “What ifs” or “How?”. Type in your questions and expect an answer from us.